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The hope is that if you have a strong rewards benefit, like 1.5% or 2% cash-back on every purchase, you’ll be more likely to use the credit card as often as possible.

Consistently using a credit card can earn you the most cash back and best travel rewards. Relying on a credit card for every payment can easily get you into deep debt that's hard to recover from.

cards are the original SD card designs, and they’re sometimes also called Secure Digital Standard Capacity (SDSC) cards. They use either FAT12 or FAT16 file systems and have a max capacity of 2GB.