How M-KOPA Works. Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

M-KOPA Mobility. Get your electric motorbike from M-KOPA with affordable payments, comprehensive medical and disability cover, and more benefits. Go electric and enjoy 30% daily savings.

M-KOPA is a leading African fintech platform that provides affordable financial and digital products to “Every Day Earners” - the tenacious entrepreneurs who are the backbone of the continent’s economies. Our mission is to make financing for everyday essentials accessible to everyone.

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.

Get a new smartphone with affordable daily payments today. Pay daily with our official M-KOPA Pay Bill Number - 333222, tagging your ID as the account number, and own your dream, sophisticated phone.Note: M-KOPA does not accept any cash payments.

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection. Get a smartphone

At M-KOPA, we are solving real-world problems with innovative services. We believe in making a lasting impact. We’re a 3,000 strong team that’s building a path to financial progress for millions of people across multiple countries.

M-KOPA & Samsung Partner to Launch Phone Swap Initiative in Ghana for Samsung Galaxy A Series Devices

Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection. Get a smartphone

The M-KOPA X20 phone is ‘More than a phone’, giving you access to add-ons such as free 4GB Safaricom data, medical insurance, and phone protection for broken screens or in case of theft. You can also unlock access to our embedded financial services like cash loans.