Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

Money withdrawn from a tax-deferred retirement account is taxed as you begin to make withdrawals. Here are 3 ways to minimize ...

As is the case with anyone nearing retirement age, thinking about minimizing taxes and reducing any future RMDs (Required ...

I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

Question: “I’m a 63 year old retiree with no kids or heirs and $600,000 in one account. I don’t mind spending down my money, ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

To close out the 2019 calendar year, President Trump signed the "SECURE Act" into law. Fully titled, "Setting Every Community Up For Retirement Enhancement Act of 2019," the law provides ...

Saving for retirement in an IRA or 401(k) could result in major tax savings. Not only do you get to exempt some income from ...

The “problem” is that at least $3 million of that is in IRAs. I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...