Add milk (or buttermilk, or yogurt+milk, whatever you’re using), melted butter, vanilla, and Nutella ... Sprinkle a few chocolate chips evenly over the uncooked surface of the pancake.

Gently fold in the chocolate chips just ... with chocolate pancakes, but there are lots of other choices. Fresh fruit like bananas, strawberries and raspberries, or Nutella, salted caramel sauce ...