As interest rates and inflation remain high, more Americans are finding it tougher to get approved for new loans or credit.

A good credit score is generally 690 to 719 on the 350-850 scale commonly used for FICO scores and VantageScores. Many, or all, of the products featured on this page are from our advertising ...

Good credit also can save you money ... Don't worry, NerdWallet has a guide to help you get started with building credit. It'll take a few months to generate a score, and then you can follow ...

Having a top-tier score might also "provide peace of mind," as it "reflects disciplined financial habits and responsible ...

Becoming debt-free starts by assessing your budget and determining how much you can realistically afford to put toward your ...

There's no magic number, but you'll probably need a FICOⓇ Score of at least 670. Learn what else it takes to get the Amex ...

Good credit can be the make-or-break detail that determines whether you get a mortgage, car loan or student loan. Bad credit, on the other hand, makes it difficult to get a credit card with a low ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Chase cardholders can request an increase by phone, but the bank may also grant regular automatic increases to cardholders in good standing. Getting a credit limit increase can help you make large ...

Select has five steps to follow when you want to get a credit card ... such as "average" or "good/excellent." It's key to know your credit score so you know which cards you have the best chances ...

If you apply for a card that requires excellent credit but your credit rating is good, you might not get the card you chose. For example, you might apply for the Capital One Savor Cash Rewards ...