Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders let you convert part of a traditional variable-rate HELOC balance ...

That said, these products operate in different ways, and they come with unique pros and cons in the interest rate environment ...

With another Federal Reserve meeting set for March, potential home equity borrowers should consider these moves now.

A fixed-rate HELOC lets you secure a portion of your home equity at a fixed interest rate, offering stability against market rate changes. If you’re looking for a solution to high-interest debt ...

Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan. Katherine Watt is a CNET Money writer focusing on mortgages ...

These HELOCs give you the option to lock some or all of your balance in at a fixed rate. This can be beneficial if interest rates start rising. For example, Bank of America, one of our top HELOC ...

Let’s get into it, shall we? With a Bethpage HELOC, you can secure a fixed rate as low as 6.99% for the first 12 months. After that, Bethpage bases your APR on your creditworthiness and the ...

With a home equity loan, you receive a one-time lump sum upfront. Then you’ll repay the debt over time in fixed installments, usually with a fixed interest rate. Unlike the HELOC, you’ll need ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...