CD rates are still over 4% this month, but I'm holding on buying in. Here's why flexibility, access, and a strong high-yield ...

Top CD rates today. The best CD yield from a national bank is Northern Bank Direct, with a 4.50% APY on a nine-month CD with ...

There are plenty of savings accounts and investments in which to store your money, but few guarantee a high, fixed rate for months or even years. A certificate of deposit (CD) account is one of ...

A rate pause means that today's high savings rates will likely stay elevated — but it could also indicate now is a good time to lock in a CD rate. There are a number of different types of ...

CDs’ fixed rates can offer guaranteed returns for several months or years, and locking in a high CD rate can mean earning strong yields even if the economy enters a low-rate environment.

Several banks have already cut their CD rates, and more could follow. The Federal Reserve is expected to start cutting interest rates later in 2025. Locking in a long-term CD now could help you ...

Short-term CDs have high interest rates right now — the best CDs offer around 5.00% APY. Short-term CD rates are more competitive than long-term ones because there's an inverted yield curve.

Yet many banks are offering rates well above that—the best five-year CDs have annual percentage yields (APYs) that exceed 4%, and some one-year CDs are offering APYs well above 5%. CD rates rose ...

CD rates benefited from a rising interest rate environment, while the Federal Reserve was raising the fed funds rate between 2022-2023. But as the rate hiking campaign appears to have ended (the ...

they’ve kept rates steady so far this year — and some CDs are still paying 4-5% (see some of the best CD offers from our partner Bankrate here). “The top-yielding CDs are currently offering ...

Over the past month, rates on three-month CDs have remained stable. The current national high for a three-month CD is 5.30%, which would earn more than $325 in interest with a $25,000 deposit.

(I only invest in one-year and two-year CDs.) Even the Bankrate CD calculator only figures in the interest rate and not the yield for final payout. Please help. -- Ernest Interest Dear Ernest ...