I've been watching CD rates closely this year as top offers cleared the 5.00% mark. And even now, in June, plenty of banks are still offering 4.00%+ APYs on short- and mid-term certificates of deposit ...

If you think you'll need access to your money, a high-yield savings account could be a better fit. Most CDs impose a penalty ...

As such, they're a smart place to park a large, $10,000 deposit now. And with rates on long-term CDs (which have maturity ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements. Many, or all, of the products featured on this page are from our ...

Rates are expected to fall soon. Here's why now could be the perfect time to lock in a 1-year certificate of deposit with a ...

CD rates have been slowly decreasing since late 2024, and they’re expected to get lower as 2025 wears on. CD rates tend to follow shifts in the federal funds rate, gradually rising and falling ...

The best CD rates are as high as 4.50% APY. But these rates could go down in the coming weeks as banks brace for two rate cuts in 2025, the earliest as soon as September. "This could be one of the ...

This continued pause creates a valuable window for you to lock in today's attractive CD yields before any future rate movements. By securing a fixed rate now, you'll keep earning that same return ...