However, by opening a certificate of deposit (CD), you can still lock in a high rate for a set amount of time. That way, even if banks continue to lower their interest rates, you will still earn a ...

Only a few CD terms available. A $50 monthly fee for non-Premier customers. Can find higher yields elsewhere. Interest rates have already started to drop. On Sept. 18, the Federal Open Market ...

You can open a CD at almost any bank, but it literally pays to find CDs with high interest rates. Shop around at credit unions, banks and other financial institutions. Rates will vary and your go ...

specialty CDs, like no-penalty CDs. We also include the current best rate you can find at local institutions to give you an idea of how the CD market is faring overall. The best CD rate we've ...

The Federal Reserve has raised the federal funds rate 11 times since March of 2022, pushing CD rates to highs that haven't been seen in years. With rate cuts expected to come in 2024, now may be ...

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to keep your money on ...

The era of 5% cash returns is ending early for some investors. Before the Federal Reserve began cutting rates in September, banks offered certificates of deposit promising high yields for ...

See how we rate banking products to write unbiased product reviews. The best 5-year CD rate is 4.00% APY from Synchrony and several other places. The best 5-year CDs far outpace the national ...

Our pick for the best CD rates are Barclays (5.10%), Ally Bank (4.80%) and Quontic Bank (4.95%). We’ve put together a list of the best CD rates from our top-rated banks, credit unions and other ...

Kate is an experienced freelance writer and editor with a passion for personal finance. From budgeting and banking to credit cards and investing, she enjoys making complex topics accessible and ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Twelve-month CD rates can help to build savings quickly while keeping funds flexible. If you prefer not to tie up funds for several years, 12-month CDs could be the perfect term length for you.