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We've got a curated list of the best high-yield checking accounts that can help you earn more. Let's help you choose a checking account with great rates today.
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Some high-yield savings accounts still offer around 4% annual percentage yield (APY). If your sole focus is to maximize your savings, these are the accounts to consider.
Best high-yield checking accounts of August 2025: Earn up to 5.15% APY If you want to maximize that money sitting in your checking account, these accounts are for you.
Your yield is tied to a benchmark, resulting in a higher rate if interest rates head higher. On the other hand, a variable-rate CD yield can fall if market conditions change and the benchmark drops.