There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to ...

A good credit score is generally 690 to 719 on the 350-850 scale commonly used for FICO scores and VantageScores. Many, or all, of the products featured on this page are from our advertising ...

Good credit also can save you money ... Don't worry, NerdWallet has a guide to help you get started with building credit. It'll take a few months to generate a score, and then you can follow ...

While it might "be exciting to aim for 850, the highest possible FICO score," achieving that milestone "really comes with no ...

Good credit can be the make-or-break detail that determines whether you get a mortgage, car loan or student loan. Bad credit, on the other hand, makes it difficult to get a credit card with a low ...

Money’s main takeaways Home equity loans let you leverage the increase in your home’s value and use the proceeds for just ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Chase cardholders can request an increase by phone, but the bank may also grant regular automatic increases to cardholders in good standing. Getting a credit limit increase can help you make large ...

Select has five steps to follow when you want to get a credit card ... such as "average" or "good/excellent." It's key to know your credit score so you know which cards you have the best chances ...

Libby Sweeney is a former credit cards editor for Forbes Advisor ... as someone capable of paying it back. Cardholders in good standing with an issuer have a better chance of receiving approval ...