Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to ...

While it might "be exciting to aim for 850, the highest possible FICO score," achieving that milestone "really comes with no ...

Good credit also can save you money ... Don't worry, NerdWallet has a guide to help you get started with building credit. It'll take a few months to generate a score, and then you can follow ...

Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.

If you have fair credit or better, you may be able to get approved for a debt consolidation loan. That's a score of at least 580 on the FICO scale. But even if you qualify for a loan with less than ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Usually, a credit score of 700 and above is considered good for securing a personal loan, while a credit score of 750 and ...

Select has five steps to follow when you want to get a credit card ... such as "average" or "good/excellent." It's key to know your credit score so you know which cards you have the best chances ...