*Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com.

Key Takeaways. Balance transfers can help you avoid or reduce interest while you pay off credit card debt. Multiple balance transfers can be a useful strategy for debt repayment, but watch out for ...