While these deals can be lucrative, you should consider your budget before signing up for a card and only take advantage if you can pay off your balance on time and in full. You typically need to ...

Federal insurance protects up to $250,000 per depositor in the event ... You'll have to file a Form 1099-INT, which will ask you to report your interest earnings during the year.

What you need to do: When you'll receive the money: The money will show up in your account within 40 ... banks will usually send a 1099-INT form by mail which you can use when filing your tax ...