Suppose a 10-year Treasury bond yields a 5% return with virtually no risk. In that case, it becomes harder to justify holding volatile equities unless they can deliver returns well above that level.
To figure out how to earn $500 monthly from Target, we start with the yearly target of $6,000 ($500 x 12 months). Next, we take this amount and divide it by Target's $4.48 dividend: $6,000 / $4.48 = 1 ...