I f you aren't paying off your balance in full each month, it's easy for your credit card debt to grow and become a crushing burden, especially in today's economic climate. Not on

The Kikoff credit card has a lot of ideal features for someone new to credit, but a paid subscription is required to qualify for the card, which costs a minimum of $240 a year.

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In fact, some borrowers are still paying off debt from last year’s purchases. To that point,

Credit card debt is growing fast in today's economy. Between the average credit card interest rates sitting above 23% and interest charges compounding daily, even small purchases can balloon into large balances.

Americans' credit card debt just hit a new all-time high of $1.17 trillion, according to the New York Federal Reserve.

Canceling a credit card could cause your credit score to drop. The only reason to cancel a long-standing credit card is if it charges an annual fee that's no longer worth paying. Put a small recurring charge on older credit card accounts you want to keep open.

Certain debt relief strategies can have a negative impact on your credit — but is debt management one of them?