Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home ...

The amount you can borrow with a home equity loan depends on your home value, LTV ratio, CLTV ratio, and more. Learn how to ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

You have the same payment for the life of the loan. HELOCs and home equity loans are like a second mortgage because your home secures them and is in second position after your primary mortgage ...

If you're in the market for a new home, or you're thinking about refinancing your current mortgage, you may have faced some challenges. With high mortgage rates and a limited inventory of homes to ...

First, you could refinance into a conventional loan that won't charge private mortgage insurance (PMI) if you have at least 20% equity. Second, with an even higher home value, you can get more ...