Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

That said, these products operate in different ways, and they come with unique pros and cons in the interest rate environment ...

A fixed-rate HELOC lets you secure a portion of your home equity at a fixed interest rate, offering stability against market rate changes. If you’re looking for a solution to high-interest debt ...

Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

Seniors should carefully evaluate both home equity borrowing options before applying. Here's what to consider now.

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan. Katherine Watt is a CNET Money writer focusing on mortgages ...

With a home equity loan, you receive a one-time lump sum upfront. Then you’ll repay the debt over time in fixed installments, usually with a fixed interest rate. Unlike the HELOC, you’ll need ...

These HELOCs give you the option to lock some or all of your balance in at a fixed rate. This can be beneficial if interest rates start rising. For example, Bank of America, one of our top HELOC ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

Mortgage interest rates slipped lower over the past week, settling at the lowest level of 2025, but remaining elevated enough to stifle normal levels of buying and selling in the housing market.