But just how old do you have to be to start earning points and miles and building up your credit score with a credit card?

Getting credit cards for kids can age you. I should know ... Payment history Credit utilization (how much of the credit line is used) Think of an authorized user card as a credit card with ...

For example, if you have three credit cards with a total credit line of $10,000 and you carry a balance of $5,000 among them, your credit utilization ratio would be 50%. So why does this matter?

Business loans and business lines of credit are different forms of business financing. With a business loan, you’ll receive a lump sum of money and pay it back over time. A line of credit is a ...

Once you’ve been approved, however, OnDeck can authorize line of credit draws between $1,000 and $10,000 instantly. Instant approval is available 24/7, so you can access immediate funding at any ...

No matter how old you are, once you’re an adult paying your bills is just a part of life. Added to that, with the ebb and flow of income due to job loss or career change, your credit card ...