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Formed in 2000 by retail bank Banque Nationale de Paris’s hostile takeover of investment bank Paribas, the combined BNP Paribas now operates in 63 countries and has 183,000 employees.

Good afternoon, ladies and gentlemen, and welcome to the presentation of the BNP Paribas Fourth Quarter 2024 Results with Jean-Laurent Bonnafe, Group Chief Executive Officer; and Lars Machenil ...