Today's Mortgage Rates | Rates Down, Even

Is the Fed interest rate pause good for mortgage rates?
After implementing three rate cuts in late 2024, the central bank has opted to keep its benchmark federal funds rate steady at 4.25% to 4.50%. The pause comes as inflation showed signs of stubborn persistence,
Today's Mortgage Rates | Rates Down, Even as Inflation Ticks Up
These are today's mortgage and refinance rates. Mortgage rates fell this week, but where they go next depends on inflation.
Mortgage rates went down again. Here’s what that means for you.
The mortgage rate drop provides little relief for prospective shoppers looking ahead to the spring homebuying season.
How the Fed's Pause on Rate Cuts Could Affect Mortgage Rates
If you paid attention to the Federal Reserve's monetary decisions last year, you might have been surprised by something: The central bank's three interest rate cuts didn't help mortgage rates get cheaper for homebuyers.
Today's Mortgage Rates | Rates May Not Drop Much This Year
These are today's mortgage and refinance rates. Mortgage rates may only drop a little bit this year since the economy is still running strong.
Mortgage rate history: 1970s to 2025
Entering 2020, the 30-year fixed-rate mortgage was already below 4 percent. Then the onset of the COVID-19 pandemic brought it to a record low, just un
Mortgage rates tick lower, hover near 7%
Mortgage rates fell slightly this week, remaining stubbornly high while would-be buyers and sellers continue to wait for steeper declines. Freddie Mac's latest Primary Mortgage Market Survey, released Thursday,
Why Americans still can’t get cheaper mortgages, car loans or card balances after three Fed rate cuts
It takes time for the Fed’s decisions to filter through the economy — and then even more time for consumers to see the ...
Weekly Mortgage Rates Relatively Stable, Fed Pauses Rate Cuts
Mortgage rates made little movement this week amidst the backdrop of a Federal Reserve meeting and a sluggish housing market.
What the Fed’s Rate Policy Means for Your Finances
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
The Fed is hitting the pause button on rate cuts, for now. Here's the impact on your money.
Borrowers hoping for more financial relief from the Federal Reserve may have a wait on their hands, as the central bank is ...
30-Year Mortgage Rates Fall Again, Reaching a 6-Week Low
In September, rates plunged to a two-year low, falling as far as 5.89%. But over the following three-plus months, the average surged almost 1.25 percentage points—before recently easing lower.
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How the Federal Reserve rate decision affects mortgage rates
Those rates determine how much Americans earn on their savings and how much they pay to borrow — including when buying a home. Now, the Fed doesn’t say, “Here are the mortgage rates for ...
Average rate on 30-year mortgage eases for second week in as row, but remains just below 7%
The average rate on a 30-year mortgage in the U.S. eased for the second week in a row, but remains just below 7%, little ...
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The Fed Didn't Budge on Interest Rates. Here's Why That's a Big Deal
Generally, when inflation is high and the economy is in overdrive, the Fed tries to pump the brakes by setting higher ...